PRIVACY POLICY

We do not sell or rent your personal information to third parties for their marketing purposes without your explicit consent and we only use your information as described in the Privacy Policy. We view protection of your privacy as a very important community principle. We understand clearly that you and Your Information is one of our most important assets. We store and process your information on computers located in the India that are protected by physical as well as technological security devices. We use third parties to verify and certify our privacy principles. If you object to your information being transferred or used in this way please do not use the site.

BO (Banking Ombudsum) Clause
We as a merchant shall be under no liability whatsoever in respect of any loss or damage arising directly or indirectly out of the decline of authorization for any Transaction, on Account of the Cardholder having exceeded the preset limit mutually agreed by us with our acquiring bank from time to time.

Credit Card Details
You agree, understand and confirm that the credit card details provided by you for availing of services on knowlvisory.com will be correct and accurate and you shall not use the credit card which is not lawfully owned by you, i.e. in a credit card transaction, you must use your own credit card. You further agree and undertake to provide the correct and valid credit card details to KNOWLVISORY . Further the said information will not be utilised and shared by KNOWLVISORY with any of the third parties unless required for fraud verifications or by law, regulation or court order. KNOWLVISORY will not be liable for any credit card fraud. The liability for use of a card fraudulently will be on you and the onus to 'prove otherwise' shall be exclusively on you.

Fraudulent/Declined Transactions
When You visit the site or send emails to us, you are communicating with us electronically. You consent to receive communication from us electronically. We will communicate with you by posting notices on the site. You agree that all agreements, notice, disclosures and other communicates that we provide to you electronically satisfy and legal requirement that such communications be in writing.

For us privacy for our valued customer is very important. We strongly believe that the personal information of our customers should not be shared with the third party without the prior consent or request from the customer. Privacy is the right of an individual and at KNOWLVISORY the information of the customer such as contact no., email, addresses etc is used only for the internal purpose and not for sale. Your contact information is stored in our database and is only used to contact you during the course of purchase at knowlvisory.com. We at KNOWLVISORY condemn the unauthorized reach and misuse and/or disclosure of the personal information of the customer and we have strict guidelines and high security features to prevent the same. Any changes in our ‘Privacy Policy’ will be posted here on the website. 

SECURE ONLINE PAYMENTS 
The visitor on our website please take a note that your name, email address and other personal information submitted on our website may be stored with us and may also appear on the website. Like other platforms our server log files also receives general information such as IP address of the visitor, cookie etc. For the financial transactions by credit card KNOWLVISORY uses a 3rd party secure payment gateway provided by “Razorpay” and the credit card details are ‘not stored’ with, instead the KNOWLVISORY information is securely stored and encrypted with Visa/MasterCard. Smart Cookies We use 'Cookies' to keep track of your current shopping session to personalize your experience and so that you may retrieve your shopping cart at any time. 'Cookies' are tiny text files which our Website places on your computer's hard drive to store information about your shopping session and to identify your computer.